Protect Your Income.
Protect Your Lifestyle.

Income Protection is designed to pay you a regular monthly income if you're unable to work due to illness or injury. It can help you continue paying essential expenses such as your mortgage, household bills and everyday living costs while you recover.

The amount of cover you need depends on your income, monthly outgoings and personal circumstances. A Protection Expert will help you choose a level of cover that's suitable for your needs and budget.

The cost of Income Protection varies depending on factors such as your age, occupation, health, lifestyle and the level of cover you choose. We'll help you compare suitable policies from leading UK insurers to find cover that meets your needs.

Income Protection policies include a waiting period, sometimes called a deferred period, before payments begin. You can usually choose a waiting period that fits your financial circumstances, and your Protection Expert will explain the options available.

Income Protection provides a regular monthly income if you're unable to work because of illness or injury. Critical Illness Cover pays a one-off lump sum if you're diagnosed with a serious illness covered by your policy. Many people choose both types of protection for more comprehensive financial security.

Rather than approaching a single insurer, a Protection Expert can compare suitable policies from a range of leading UK insurers, explain your options clearly and recommend cover based on your individual circumstances—all with no fee for our service and no obligation to proceed.